图表内容
个人养老金制度整体收益人数
(万)
试点范围人口占比3
15%
30%
50%
100%
100%
100%
100%
100%
100%
100%
试点地区参与率
30%
30%
30%
50%
50%
50%
80%
80%
80%
80%
个人养老金制度预计参与人数
(万)
每年教费上限（元）
缴贵上限增速4
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
个人参与缴费比例
80%
80%
80%
80%
80%
80%
80%
80%
80%
80%
个人养老金缴费金额（亿）5
缴费继续率6
90%
90%
90%
90%
90%
90%
90%
90%
90%
投资收益率7
3%
3%
3%
3%
3%
3%
3%
3%
3%
累计个人养老金账户累计金额
(亿)
资料来源：华创证东测算
